iGaming payment calculators
Model your blended take-rate across cards and APMs, quantify monthly chargeback exposure against scheme thresholds, and calculate revenue uplift from higher deposit approval rates.
Volume & payment mix
Rates
How do iGaming payment costs, chargeback limits, and approval rates compare?
What is a typical payment processing fee for iGaming operators?
Regulated European card acquiring (UKGC, MGA) typically runs 2.2% to 3.5% blended or Interchange++ with a €0.15–€0.30 gateway fee. Offshore or emerging-market card processing ranges from 3.8% to 6.5%. Open banking (Pay by Bank) and instant local APMs like PIX or iDEAL average 0.8% to 1.8% with near-zero chargeback risk.
What is the Visa and Mastercard chargeback monitoring threshold?
Visa's Dispute Monitoring Program (VDMP) and Mastercard's Excessive Chargeback Program (ECMP) place merchants into monitoring at 0.9% to 1.0% dispute-to-transaction ratio and 100+ monthly chargebacks. Acquiring banks serving MCC 7995 (gambling) generally enforce stricter internal covenants at 0.65% to 0.75%, alongside €15–€35 per-dispute administration fees.
What is a good card approval rate for online casino and sportsbook deposits?
Single-acquirer iGaming card approval rates average 65% to 75% in domestic European markets and 55% to 68% on cross-border traffic due to issuer MCC 7995 blocks and 3DS friction. Deploying multi-acquirer smart routing, local BIN sponsorship, and automated cascading typically lifts net deposit acceptance by 6 to 12 percentage points.